PERSONAL
Savings
Caldwell Bank and Trust Company has savings accounts designed with your future in mind. Whether you're looking for a short-term solution or planning for a happy retirement, we have an account that will help you reach your financial goals.
TO SEE WHAT'S BEST FOR YOU, REVIEW OUR PERSONAL SAVINGS COMPARISON
| Savings | Christmas Club | |
| Minimum Opening | $100.00 | See Note Below** |
| Minimum Daily Balance to Avoid Service Charge | $100.00 and Over | N/A |
| Monthly Service Charge | Daily Balance Below $100.00 - $10.00/Quarter | N/A |
| Interest Bearing* |  | See Note Below** |
| Electronic Statements or Paper Statements | | |
| Online Banking & Mobile Banking | | |
| Additional Fees May Apply (See Schedule of Account Fees) | | |
*$100.00 Daily Balance Required to obtain an Annual Percentage Yield (APY).
**Requires a maximum of 49 deposits of $5.00, $10.00, or $20.00 based on the club selected. Upon account holder completing 49 payments, the 50th payment will be made by the bank as a bonus. Club Accounts mature the first week in November.
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
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