PERSONAL
Checking
Caldwell Bank & Trust Company has different checking accounts designed to meet the different needs of our individual customers.
As an added bonus, Online & Mobile Banking, Online & Mobile Bill Pay, Visa® Debit Card, and our CB&T Mobile App are all available at no cost for any personal checking account. We are certain CB&T has an account that will provide you the best in checking. Data rates may apply.
TO MAKE THE CHOICE EASIER, REVIEW OUR PERSONAL CHECKING COMPARISON
| Priority Checking | Regular Personal Checking | Student (Student ID required) | Caldwell Prime Personal | Simply Green | |
| Minimum Opening | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 |
| Minimum Daily Balance to Avoid Service Charge | N/A | $800.00 and over | N/A | $2,500.00 | N/A |
| Monthly Service Charge* | $10.00 | Daily Balance Between $799.99 - $400.00 - $6.00 Monthly Service Charge* Daily Balance $399.99 and below - $8.00 Monthly Service Charge | N/A | $5.00 | N/A |
| Interest Bearing** | - | - | - |  | - |
| VISA™ Debit Cards | | | | | |
| Overdraft Services Available | | | | | |
| Bill Pay | | | | | |
| Electronic Statements or Paper Statements | | | | | Electronic Only |
| Online Banking & Mobile Banking | | | | | |
| Additional Benefits | | - | - | - | - |
| Additional Fees May Apply (See Schedule of Account Fees) | | | | | *** |
*Customer's Age 62 and over no monthly service charge. (upon request)
**$2,500.00 Daily balance required to obtain Annual Percentage Yield (APY)
*** No checks allowed. A $1.00 per check charge will be assessed.
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Ready for a simple banking experience?
