Caldwell Online Banking

Savings/CDs/IRAs/MMI

Caldwell Bank & Trust Company has many savings accounts designed with your future in mind. Whether you're looking for a short-term solution, or planning for a happy retirement, we have an account that will help you reach your financial goals.

Caldwell Savings Accounts

$100.00 to open
$100.00 daily balance and above no maintenance fee
$10.00 quarterly maintenance fee for balances below $100
Interest will be compounded and credited quarterly

Caldwell Money Market Deposit Account

$2,500.00 to open
$2,500.00 daily balance required to obtain APY as listed
Interest compounded and credited monthly
Interest computation method from daily balance
$5,000 daily balance required to avoid maintenance fee
$4.00 monthly maintenance fee

Caldwell Christmas Club Account

Requires 50 weekly deposits of $5.00, $10.00, or $20.00
The account does not earn interest based on a periodic rate
Upon 49 payments, the 50th payment will be made by the bank as a bonus
Club account matures the first week in November

Caldwell Individual Retirement Account

$100.00 to open
Interest computation method from daily balance
Interest compounded and credited quarterly

Caldwell Certificate of Deposit

Caldwell Bank offers a variety of high-yield time deposits with terms to suit all investment needs. Contact a Personal Banker to learn more about our competitive rates and terms.